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We Make Whole Life Insurance Simple And Affordable.

Start With An Instant Quote

Questions? Call Us.


We Make Whole Life Insurance Simple And Affordable.

Start With An Instant Quote

Features And Benefits

  • Up to $40,000 in life insurance coverage
  • No Medical Exam*
  • Guaranteed rates that never increase
  • Coverage Lasts A Lifetime
  • Simple application
  • No appointment necessary

Who Can Apply?

Anyone Ages 45-85 years old can apply for express issue whole life insurance coverage. No medical exam needed, only simple health questions.

And Many more.

Frequently Asked Questions


Is there a medical exam?

No most of our whole life options only have simple health questions on the application. No blood work, or visit from a nurse required.


Health concerns

No problem. We offer policies that are designed for people with health concerns, we even have a guaranteed issue option.


Is it expensive?

Whole life insurance is cheaper than you might think. However rates are determined by factors like age, gender, and policy amount.


How much do I need?

Everyone's needs are different, but it normally depends on your goals and the reason you bought the policy. Contact us for more details.

Contact US is a life insurance marketplace. The logo, and all images associated therein is a property of Integrated Senior Benefits LLC. (ISB). ISB is a full service health and life insurance agency licensed in the state of New York. Insurance services are provided by Integrated Senior Benefits LLC and Kelly James a licensed insurance agent in the state of New York. Presently ISB is not licensed to do business outside of New York.

ISB has no control over rates, all rate quotes come directly from the insurance carriers. Your premium and policy details will depend on you age, gender, tobacco usage, overall health, insurance company, and other factors. 

Rates offered on this page are provided by the insurance companys. They assume the parameters indicated in the quote form. some policies may require a medical exam. No medial exam polices are offered through Companion Life Insurance Company of New York ®, Foresters Financial®, and Gerber Life Insurance Company®.

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